6 Benefits Of Using The Indiabulls Dhani App

The Indiabulls Dhani App is a one-stop solution for all your financial needs which lets you manage your finances with ease. With features like instant personal loans, credit line, digital wallet, Dhani points, Partner Program, and interesting features like ‘Spin the Wheel’ and the ‘Stock Market Game’, Indiabulls Dhani will partner you through all your financial needs whilst also giving you reasons to keep coming back! Let’s now take a deeper look into the benefits of the Dhani app 

1.. Instant Loan for All Your Needs

As far as Dhani loans are concerned, they re unsecured loans no guarantee loans 

 All you need to do is download the app register yourself choose the loan amount you need enter your personal and bank details, and that s it. You are basically minutes away from applying for a personal loan. As far as Dhani loans are concerned, theyre unsecured loans/no guarantee loans, meaning you don’t need to provide any collateral or security

2.. Shop Now, Pay Later

Dhani Credit Line converts each transaction into easy EMIs which are repaid at 0% interest rate. But, that s not it. Dhani Credit Line service is free available 24*7  and can be set up instantly. There s only a nominal processing fee charged and you get a digital or a plastic Rupay Card, to use this line of credit. This card is much better than a credit card in terms of charges and usage involved and you can set limits of spends on your card. It acts as a prepaid card that offers you extra benefits over ongoing discounts when you make a purchase either online or offline

Furthermore, Dhani Credit Line gives you an opportunity to earn cashbacks on each purchase that you make and is an instant, hassle-free option.

3.. Online Wallet With Exciting Offers

The transactions you make through the Rupay card on your wallet can be used both online and offline. You also get a physical card in the wallet which can be used across 30 lakhs+ merchants, both online and offline. The card can be deactivated/reactivated remotely. With Dhani Pay Wallet, you also get access to Rupay offers and it can be used for Airport lounge access. Dhani customers also get exciting cashbacks, rewards, and offers on all the transactions made via the Dhani App

4.. Get Rewarded On Using The Dhani App

Indiabulls Dhani does not just give you a loan or a credit line or a wallet. It gives you a reason to want to keep using the app If you refer the app to a friend or family you earn INR 250 on every loan taken. This in turn can help make your EMI for the loan cheaper. You can also earn 20 points on mobile recharges and bill payments, 40 points on travel booking, as well as gift voucher along with cashbacks of INR 75 on top up loans. This cash earned via Dhani points can then be used for shopping, purchasing gift vouchers and paying bills. You can even transfer the derived cash to your bank account.

5.. Pay Your EMIs On Time And Get Higher Loan Eligibility

Dhani loans, you get extra benefits if you pay the EMI for your loans on time. It offers higher top-up loan disbursal on paying your EMI on time, which in turn, increases your loan eligibility for the next loan .and  you can also earn extra points by paying your EMI on time. Dhani points in your app get doubled when you pay your EMI on time. So if you have 200 Dhani points, they’ll turn to 400 points if you pay EMI on time

6.. Earn Using Dhani - Become Indiabulls Partner

You’ve successfully signed up to become an Indiabulls Partner! To start earning money, you need to refer the Indiabulls Dhani to prospective loan buyers where you act as their personal loan commission agent. You need to further create, track, and manage your leads which help you earn money on each loan disbursal. With the Dhani Partner program, you just need to disburse one loan per day and it gives you an opportunity to earn up to INR 30,000 per month....users a chance to earn money daily by just logging into the app every day. Its a no-investment game where you simply need to spin the wheel to win points worth up to INR 100 Dhani daily and INR 3000 per month